Money and mental health are closely linked, and financial stress can have a significant impact on a person’s mental health.

A credit score is a numerical representation of a person’s creditworthiness. It is calculated based on various factors related to an individual’s credit history, including their payment history, credit utilization, length of credit history, types of credit accounts, and recent credit inquiries.

The statute of limitations (SOL) is a law that limits the amount of time that a creditor or debt collector can legally sue a debtor to collect on a debt. Once the statute of limitations on a debt has expired, the creditor or debt collector can no longer take legal action against the debtor to collect the debt.

The interest rate can range from as low as 5% to as high as 36% or more, depending on the lender and the borrower’s creditworthiness.

Both a 401(k) and an Individual Retirement Account (IRA) are retirement savings plans, but they differ in several ways.

Setting financial goals is an important step towards achieving financial security and success. However, it’s not always easy to know where to start. Here are some things to keep in mind while setting financial goals.

Living a cash-only lifestyle can offer several benefits, including avoiding debt, better money management, lower fees and interest rates, and more..

Credit monitoring is a service that tracks your credit report and alerts you of any changes or suspicious activity.

High-interest debt can be a tempting option when you need money quickly, but it’s important to understand the risks before opting for this type of debt.